CoCash
Built for Nigerian filing types & FIRS / State IRS

Your bank statements, turned into a tax picture you can defend.

CoCash reads every linked account as one pile, labels each transaction against real Nigerian tax law, and only ever asks you what actually matters — it never invents an answer to save you a step.

₦5,000 once
no subscription
Cited to the page
of the actual statute
Nothing merged
without your yes
cocash.app/dashboard/overview

Good afternoon, Adaeze

Here's where 2025 stands

Individual

0

Transactions

₦0k

Estimated tax

0

Needs attention

AI question

The ₦1.25m to Chukwudi Eze Ventures — business expense or personal loan?

Business expensePersonal loan
Salary — Fortress Systems LtdSalary Income
Rent — Chukwudi Eze VenturesBusiness Expense
OpayUSSD TRF/2298**
Client Payment
0%
Filing
ready
The problem

Every line on your statement needs a tax label. Getting there is where it breaks.

Doing it by hand

One person's name spelled five different ways across a thousand cryptic bank lines. Label each one yourself and you'll be at it for days — and still second-guessing the last hundred.

"Just ask a chatbot"

It invents a tax rate that sounds confident and isn't. It forgets who someone is a page later. And a real statement is thousands of rows deeper than it can hold in mind at once.

CoCash is built to beat both.

How it works

Five steps. One that happens while you sleep.

Step 1

Link every account

Connect your bank accounts once. CoCash reads them as a single portfolio — the biggest transaction of your year leads, whichever bank it's actually in.

Step 2

Free labels first

Bank-level rules stamp the mechanical stuff instantly — charges, levies, savings interest — before any AI wakes up. Those rows get locked: a rule is a fact, not a guess to improve on.

Step 3

The agent works overnight

It reads by pattern, not top to bottom. Near-identical repeats settle together in one move; anything genuinely different is judged on its own, and every legal call is checked against the actual statute and cited by page.

Step 4

Questions arrive in one batch

When it hits something only you know, it banks the question and keeps working. You answer everything together, at your own pace — "no idea" is a real answer, not a failure.

Step 5

Review, adjust, done

Everything lands in your workspace. Filter it, bulk-apply your own calls, and undo any batch for 24 hours if you change your mind.

What it does

The parts that do the actual work.

Reads by pattern, not by row

The biggest unlabeled transaction leads. Near-identical repeats settle together in one verdict; only the genuinely different ones get judged individually.

Cited to the statute page

No built-in memory of Nigerian tax law is ever trusted. Every legal call is checked against the real text — PITA, CITA, the VAT Act — and cited by page.

Remembers who's who

An address book that survives between statements. Months later, it recognizes the same person on sight — without you explaining who they are again.

Never merges on a guess

Two similar names aren't evidence of one person. Fusing two people's money is irreversible, so it only ever happens with your explicit yes.

Batches its questions

It banks what it can't answer and keeps working. You get one considered batch to answer, not a ping every few minutes.

No silent zeros

What truly can't be resolved is pulled out of your figures entirely, with a written reason — never quietly filed as non-taxable.

Your workspace

A view is a recipe, not a photograph.

Every filter you set, every view you save, is a description of what you want — not a frozen list. There are no percentages anywhere in it: every line is a plain yes-or-no, which is why it still means the same thing next year.

  • A saved filter is a live recipe — new transactions that match get swept in automatically, forever.
  • Bulk apply shows a fresh, server-side count every time you click Review — never a stale number.
  • Undo any batch for 24 hours. It only restores rows still exactly as it left them, nothing touched since.
  • The copilot chat sits beside your table, not on top of it, so you can watch every change happen.
Rent & utilities · this year487 matching
All transactionsRent & utilitiesClient income
Rent — Chukwudi Eze VenturesBusiness Expense
Generator diesel — officeBusiness Expense
DSTV subscriptionPersonal — excluded

Copilot

Want me to check what this view nearly missed?
Trust & safety

Built to never guess.

A wrong merge fuses two people's money permanently. A wrong zero quietly erases part of what you owe. Both are worse than doing nothing — so CoCash is built to refuse them outright.

No hallucinated law

Every legal judgment traces to a cited statute page. When the law has nothing to say, it says so — it never substitutes a remembered rule.

No invented people

An empty lookup is a complete, final answer. A made-up profile is worse than a missing one, because you'd act on it.

No merge without your yes

The tool that fuses two people's records physically refuses to run without your confirmation. Saying no is remembered permanently, too.

Nothing silent, nothing final

What can't be resolved leaves your figures with a written reason, not a quiet zero. Every bulk change can be undone within 24 hours.

Pricing

One price. Pay once, use forever.

No subscriptions, no per-statement fees, no surprise renewal. Everything CoCash does — the agent, the workspace, the copilot — for a single payment.

See the full breakdown & FAQ →

Total, one time

₦5,000

NGN · no recurring charges

  • Unlimited bank statement uploads
  • AI transaction categorization across your whole portfolio
  • Full tax overview dashboard
  • Natural-language copilot for manual review
  • Free 30-minute sessions with certified Nigerian accountants
  • Lifetime access — pay once
Get started

Stop guessing what you owe.

Link your accounts, answer what only you can answer, and let CoCash carry the rest — cited, checked, and never invented.

Get started free